In short
- The price of a session depends on the physio, the city and the place: clinic or home.
- According to CNOPS, the national reference tariff is 50 MAD per session in the private sector.
- AMO pays back a share of that reference tariff, not of the price you pay.
- Ask the physio for the price before the first session.
There is no single price for a physio session in Morocco. This page explains what makes the price of a physiotherapist change, in a clinic or at home. It gives the national reference tariff published by CNOPS and the AMO reimbursement rates. It ends with the questions to ask so you know the price before you start.
The price depends on the physio, the city and where the session happens
Prices change from one clinic to the next, sometimes on the same street. No reliable public source gives an average price per city today. A figure you hear from a friend only holds for their physio.
A more expensive session is not always a longer one. Ask what the price includes before you compare.
- The city and the neighbourhood of the clinic.
- The place: the clinic, or your home with the physio’s travel time.
- How long the session lasts, and how much of it is one to one.
- The field: sports, neurology, children, breathing or pelvic floor.
- The equipment used during the session.
The AMO reference tariff is 50 MAD per session in the private sector
AMO, Morocco’s compulsory health insurance, does not refund the price you pay. It refunds a share of a fixed amount, the national reference tariff. According to CNOPS, that tariff is 50 MAD per session in the private sector. In the public sector it is 40 MAD per session.
CNOPS refunds 80% of that tariff for sessions prescribed by a doctor. Your top-up insurer (your mutuelle) may add a share.
CNSS lists physiotherapy in the AMO basket of care. Its standard refund rate is 70% of the reference tariff. For serious or long-term illnesses, CNSS gives a rate of 77% to 100%.
What you pay yourself is the gap between the price and the refund. The higher the price, the wider that gap. If you are not covered by AMO, check your own insurance policy.
A refund needs a prescription and a complete file
CNOPS refunds sessions prescribed by the treating doctor. You file the claim with your insurer (your mutuelle) within 60 days of the last session. To read your prescription well, see our guide to the physio prescription.
In some public hospitals, CNOPS pays its share straight to the hospital. Its page says this applies to bills above 200 MAD. You then pay only the rest.
- The care form (feuille de soins), with the physio’s INPE code.
- The prescription, dated and signed, with your name, the type of rehabilitation and the number of sessions.
- The schedule of sessions done, signed and stamped by the physio.
- The physio’s invoice.
At home, each physio sets the price of a session
At home, the physio counts travel time on top of the session. So each physio sets their own home price, and distance may change it. Ask before the first visit.
CNOPS refunds on the basis of the reference tariff per session. Its page says nothing about refunding travel. To see who home visits suit, read our guide to home physiotherapy.
A few questions tell you the price before you start
A clear price from the start avoids surprises at the end of treatment. Ask these questions at first contact, by message or by phone.
Write the answers down. Then multiply the price by the number of sessions on the prescription to estimate the total.
- What does a session cost at the clinic, and at home?
- How long does a session last?
- Is the first assessment charged separately?
- Will the physio fill in the care form for AMO?
- Which payment methods are accepted?
On Kinero, each physio can publish their prices on their page
On Kinero, the team checks each physio’s diploma before their page goes live. Each physio can list their prices and hours there, at the clinic or at home. Writing to a physio is free, so you can ask the price before you go.
The directory opens city by city. To see the physios in your city: Find a physio.
Common questions
How much does a physio session cost in Morocco?
It depends on the physio, the city and where the session takes place. No reliable public source gives a national average. Ask the physio for the price before the first session.
How much does AMO refund for a physio session?
According to CNOPS, it refunds 80% of a reference tariff of 50 MAD per session in the private sector. CNSS gives a standard rate of 70% of the reference tariff. The refund is worked out on that tariff, not on the price you paid.
Do I need a prescription to be refunded?
Yes. CNOPS asks for the doctor’s prescription, dated and signed. It must state the type of rehabilitation and the number of sessions.
How long do I have to send the refund file?
CNOPS gives 60 days from the last session. You file the claim with your insurer (your mutuelle).
A physio near you
Physios whose diploma Kinero has checked, city by city. Writing is free.
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Sources
This guide informs. It does not replace the advice of your doctor or of your physio.